Banking,
reimagined.
One account for everything you do with money. Spend, save, transfer and invest — with the speed and clarity of the best software you've ever used.
Your finances
Everything in one place
Spotify
Today
Salary — Acme Ltd
Yesterday
Transfer to Savings
2 days ago
Trusted by fast-growing companies and 2M+ individuals
Why Volet
One account. Every financial need.
We rebuilt banking from the ground up — so you never juggle five apps to manage your money.
Instant payments
Send and receive money in seconds, 24/7. No waiting for bank hours.
Global transfers
Move money across 30+ currencies at the real exchange rate.
Smart accounts
Current, savings and fixed deposits — all in one beautifully simple app.
Investments
Build wealth with fractional shares, ETFs and automated portfolios.
Protected
Biometric login, instant card freeze and real-time fraud monitoring.
Stay in control
Real-time notifications for every transaction, the moment it happens.
Personal banking
Your money, beautifully managed.
One account for spending, saving, investing and sending — designed to make every financial decision feel effortless.
Current account
A fast, fee-free everyday account with a beautiful card.
Savings goals
Set goals, round up purchases and earn up to 3.5% AER.
Analytics
See where your money goes with automatic categorisation.
Real-time alerts
Know the moment money moves in or out.
Savings goal — Holiday
€2,450 / €3,500
70% complete — you'll get there by August
Groceries
€420
Transport
€180
Dining
€240
Your money is safe.
Funds held in segregated accounts at tier-1 banks. Deposits protected up to €100,000.
Security & compliance
Bank-grade protection, built in.
Biometric authentication
Face ID and fingerprint login — your password is never enough on its own.
Real-time fraud monitoring
Every transaction analysed by ML models that flag anomalies instantly.
3D Secure payments
Every online purchase verified with biometric confirmation.
Regulated & licensed
Authorised as an electronic money institution across the EU/EEA.
Deposit protection
Funds held in segregated accounts at tier-1 banks, protected to €100,000.
Bank-grade encryption
256-bit AES encryption at rest and in transit, audited quarterly.
•••• •••• •••• 4242
Card holder
ALEX MORGAN
Expires
08/29
Smart cards
A card that works as hard as you do.
Instant freeze
Lost your card? Freeze it instantly from the app.
Virtual cards
Disposable virtual cards for safer online shopping.
Spending limits
Set daily and monthly limits, block categories.
International controls
Enable or disable regions with a tap.
Invoice #1042
PaidThis month
€48,200 collected
Business banking
The business account that runs with you.
From startups to scale-ups, Volet Business gives your team the tools to manage money with the same clarity as your best software.
Business account
Open in minutes with multi-user access and roles.
Payroll
Run payroll in a few clicks, automatically.
Employee cards
Issue virtual and physical cards to every team member.
Expense management
Auto-categorise spending and sync with your accounting tool.
International transfers
Send money across borders like it's next door.
30+ currencies, the real exchange rate, and transfers that arrive in minutes — not days.
30+ currencies
Send to bank accounts worldwide.
Real exchange rate
The mid-market rate — no hidden markups.
Fast transfers
Most transfers arrive in under 30 minutes.
Fully protected
Track every step with real-time updates.
Today's exchange rates
Multi-currency accounts
Hold 30+ currencies in one account.
Switch between currencies instantly at the real exchange rate. No conversion fees, no surprises.
Loans & credit
Borrow on your own terms.
Personal loans with transparent rates and no surprises. Apply in minutes, get a decision instantly.
Loan calculator
See your monthly payment before you apply.
Instant decision
Most applications approved in seconds.
No hidden fees
One fixed rate, one monthly payment.
Simple application
A few questions and you're done.
Representative example
Loan
€10,000
Rate
7.5% APR
Term
36 months
Monthly
€311.06
Total repayable
€11,198.16
Portfolio
+8.4% YTD€24,890.12
Investment solutions
Grow your money, your way.
Build wealth with fractional shares, ETFs and managed portfolios — all inside the same app you bank with.
Fractional shares from €1
Invest in the companies you believe in.
Managed portfolios
Hands-off portfolios that match your risk profile.
Auto-invest
Set a schedule and let your money grow automatically.
Developer API
Build on Volet.
A modern API for money movement, account data and payments. RESTful, well-documented, and built for developers who ship.
REST API
Clean, predictable endpoints.
Webhooks
Real-time events for every transaction.
OAuth 2.0
Secure, scoped access.
SDKs
TypeScript, Python and Go.
POST /v1/transfers
Authorization: Bearer sk_live_••••
Content-Type: application/json
{
"amount": 1250.00,
"currency": "EUR",
"beneficiary_id": "ben_8x2k",
"reference": "Invoice #1042"
}
// → 201 Created
{
"id": "trf_9m1n",
"status": "completed",
"arrives_at": "2026-07-26T14:02:11Z"
}Mobile app
Your bank, in your pocket.
Everything you can do on the web, beautifully optimised for your phone. Face ID login, instant notifications, and one-tap transfers.
Download on the
App Store
Get it on
Google Play
€48,290
€48,290
€48,290
Testimonials
Loved by 2 million people.
Volet replaced three apps for me. Banking, saving and investing — all in one place, and it actually looks good.
Maya Chen
Product Designer
We moved our whole company to Volet Business. Payroll, cards, expenses — it just works.
James Okafor
Founder, Northwind
International transfers that actually arrive the same day, at the real rate. Game changer.
Sofia Rossi
Freelancer
The card controls are incredible. I froze my card from the app in seconds when I lost it.
Liam Murphy
Engineer
2M+
Customers
€18B
Moved monthly
30+
Currencies
99.99%
Uptime
4.9★
App Store rating
340
Team members
FAQ
Frequently asked questions.
Open your account
in under 3 minutes.
No paperwork. No branch visit. Just a passport and your phone.
Get started